Product |
Description |
Criteria of quality |
Group loan for the agricultural business development | Amount: First loan is not more than 4500 TJS for each group member.
Maximum loan amount - 8000 TJS. Loans are issued and redeemed in the national currency.
Repayment period: from 2 months to 12 months, grace period: 90 %
Interest is added to the residual balance, interest is calculated and paid monthly by borrowers. | The customers are able to start business and increase capitalization, turnover |
Group loan for the development of livestock | Amount: first loan is not more than 4500 TJS for each group member.
Maximum loan amount - 10000 TJS.
Repayment period: from 2 months to 12 months, grace period: 90 %
Interest is added to the residual balance, interest is calculated and paid monthly by borrowers. | The customers are able to start business and increase capitalization, turnover |
| Group loan for the development of commerce and procurement activities |
Amount: first loan is not more than 5000 TJS for each group member.
Maximum loan amount - 10000 TJS.
Repayment period: from 2 months to 18 months, grace period: 2 months.
Interest is added to the residual balance, interest is calculated and paid monthly by borrowers. | The customers are able to start business and increase capitalization, turnover |
| Group loan for the mini-productions development |
Amount: first loan is not more than 4000 TJS for each group member.
Maximum loan amount - 7000 TJS.
Repayment period: from 2 months to 12 months, grace period: 4 months.
Interest is added to the residual balance, interest is calculated and paid monthly by borrowers. | The customers are able to start business and increase capitalization, turnover |
Group loan for Business Development | Amount: first loan is not more than 4000 TJS for each group member.
Maximum loan amount - 7000 TJS.
Repayment period: from 2 months to 12 months, grace period: 2 months.
Interest is added to the residual balance, interest is calculated and paid monthly by borrowers. | The customers are able to start business and increase capitalization, turnover |
Individual loans for the development of agricultural business, if the borrower provides related collateral (gold and real estate). | Amount: up to 225.000 TJS depending on the size of the borrower's business, the size and liquidity of collateral and borrower’s repayment history.
Repayment period: from 2 to 36 months, grace periods: 80% is given for agricultural activities.
Interest is added to the residual balance, interest is calculated and paid monthly by borrowers. | The customers are able to start business and increase capitalization, turnover |
Individual loans for the development of livestock, if the borrower provides related collateral (gold and real estate). | Amount: up to 225.000 TJS depending on the size of the borrower's business, the size and liquidity of collateral and borrower’s repayment history.
Repayment period: from 2 to 36 months, grace periods: 50% .
Interest is added to the residual balance, interest is calculated and paid monthly by borrowers. | The customers are able to start business and increase capitalization, turnover |
Individual loans for the development of commerce and procurement activities, if the borrower provides related collateral (gold and real estate). | Amount: up to 225.000 TJS depending on the size of the borrower's business, the size and liquidity of collateral and borrower’s repayment history.
Repayment period: from 2 to 36 months.
Interest is added to the residual balance, interest is calculated and paid monthly by borrowers. | The customers are able to start business and increase capitalization, turnover |
| Индивидуальный займ для развитие мини-производств при условии предоставления заемщиком залогового обеспечения (золота и недвижимая имущество). | Сумма: до 225.000 тысячи сомони в зависимости от размера бизнеса заемщика, размера и ликвидности залогового обеспечения и положительной заемной истории заемщика.
Срок займа от 2 до 36 месяца, выдается 30% льготные переуди. Начисление процентов производится по остаточному балансу, проценты начисляются и выплачиваются заемщиками ежемесячно.
| Как результат приобретения продукта, клиенты получают возможность начать и расширить бизнес, а также увеличивают капитализацию и товарооборот |
Individual loans for the mini-productions development, if the borrower provides related collateral (gold and real estate). | Amount: up to 225.000 TJS depending on the size of the borrower's business, the size and liquidity of collateral and borrower’s repayment history.
Repayment period: from 2 to 36 months, grace periods: 30% .
Interest is added to the residual balance, interest is calculated and paid monthly by borrowers. | The customers are able to start business and increase capitalization, turnover |
| Individual loans for the Business Development, if the borrower provides related collateral (gold and real estate). |
Amount: up to 225.000 TJS depending on the size of the borrower's business, the size and liquidity of collateral and borrower’s repayment history.
Repayment period: from 2 to 36 months, grace periods: 30% .
Interest is added to the residual balance, interest is calculated and paid monthly by borrowers. | The customers are able to start business and increase capitalization, turnover |
Individual consumer loan issued to pay for education, for the repair of houses and apartments, to purchase goods, to acquire tickets, for construction, for holding the event and for the treatment if borrower provides the guarantor. | Amount: not more than 15000 TJS.
Repayment period: from 2 months to 18 months.
Interest is added to the residual balance, interest is calculated and paid monthly by borrowers. | The customers are able to start business and increase capitalization, turnover |
Individual loan for the development of agricultural business, if borrower provides the guarantor. | Amount: not more than 12000 TJS.
Repayment period: from 2 to 12 months, grace periods: 90% .
Interest is added to the residual balance, interest is calculated and paid monthly by borrowers. | Customers get the opportunity to purchase tickets and additional funding for the initial expenses |
Individual loan for the development of livestock, if borrower provides the guarantor. | Amount: not more than 14000 TJS.
Repayment period: from 2 to 8 months, grace periods: 80%.
Interest is added to the residual balance, interest is calculated and paid monthly by borrowers. | Customers can purchase durable goods (furniture, appliances), before customers were not able to buy goods. |
Individual loan for the development of commerce and procurement activities, if borrower provides the guarantor. | Amount: not more than 20000 TJS.
Repayment period: from 2 months to 24 months.
Interest is added to the residual balance, interest is calculated and paid monthly by borrowers. | Customers get the opportunity to improve housing conditions |
Individual loan for mini-productions development if borrower provides the guarantor. | Amount: not more than 15000 TJS.
Repayment period: from 2 to 18 months, grace periods: 20% .
Interest is added to the residual balance, interest is calculated and paid monthly by borrowers. | Clients are able to carry out activities related to the celebrations |
Individual loan provision of services for business development if borrower provides the guarantors. | Amount: not more than 15000 TJS.
Repayment period: from 2 to 24 months, grace periods: 2 months
Interest is added to the residual balance, interest is calculated and paid monthly by borrowers. | Clients are able to get higher education |